Short and Crispy

📝 Topics Covered

• Capital Gains Explained
• Short-Term Capital Gains (STCG)
• Long-Term Capital Gains (LTCG)
• Taxation on Equity Mutual Funds
• Taxation on Debt Mutual Funds

📝 Topics Covered

• General Classification of Mutual Funds
• Active vs. Passive Management
• Deep Dive: Debt Funds & Liquid Funds
• Understanding ELSS & ETFs
• Direct Plan vs. Regular Plan

📝 Topics Covered

• Introduction to Mutual Funds (MF)
• How a Mutual Fund is Set Up (Sponsor, Trustees, AMC, Custodian)
• Mutual Funds vs. Direct Stocks
• Why Invest in Stocks vs. Mutual Funds

📝 Topics Covered

• Getting Started with Retirement Planning
• Deep Dive: National Pension Scheme (NPS)
• NPS Rules, Asset Allocation, and Withdrawals
• Comparing Returns: NPS vs. ELSS vs. PPF vs. FD

📝 Topics Covered

• Basics of Insurance (Transferring Risk)
• Life Insurance Overview (Term, Endowment, ULIPs)
• Medical & Accidental Insurance
• How to Calculate Your Insurance Cover Amount
• Hidden / Default Insurance (RuPay, Bank Cards)
• PMJJBY & PMSBY Government Schemes Explained

📝 Topics Covered

• Basics of Tax Planning (Avoidance vs. Evasion)
• Core Tax Formula (Income, Exemption, Deduction)
• Tax Exemptions (Agriculture, LTCG)
• Deep Dive: Standard & Major Deductions (Sec 80C, 80D, 80G, etc.)
• HRA and Home Loan Interest Deductions

📝 Topics Covered

• Understanding Inflation & Purchasing Power
• How to Beat Inflation
• The Different Types of Interest (Simple, Compound, CAGR)
• Legendary Rules of Compounding (Rule of 72, 114, 144, 70)

📝 Topics Covered

• Basics of Budgeting (The 50-30-20 Rule)
• Why Saving & Investing is Critical
• How to Set SMART Financial Goals
• Core Parameters of Investment (Safety, Liquidity, Returns)
• Risk Management & Asset Allocation Strategies
• Types of Investment Schemes Categorized by Risk

• Learn about Financial planning, Stock-Market, Mutual Funds
• Financial-Planning
  • Rules of compounding
  • Taxation Planning
  • Insurance
• Mutual-Funds
• Basic of Stock Market
• Fundamental-Analysis

Advance part in Functions

• Functions are special type of Objects

Function stored in Object

• Function as Methods
• Function stored in an object termed as Methods

const person = {
  age: 20
  greet: function greet(){
    console.log('Methods')
  }
}
person.greet()