#NPS

📝 Topics Covered

1. 5.1 🏝️ The Philosophy of Retirement Planning
   • Why Plan Early? The Power of Inflation Compounding
   • Calculating Your Retirement Number (The 4% Rule)
2. 5.2 🏛️ The National Pension Scheme (NPS) Deep Dive
   • PFRDA, PRAN & Account Chronology
   • Tier-I vs. Tier-II Accounts Comparison
3. 5.3 📊 NPS Investment Architecture
   • The Four Pillars: Equity, Corporate, Government & Alternative Classes
   • Active Choice vs. Auto Choice (Lifecycle Funds)
4. 5.4 🔒 NPS Maturity & Withdrawal Rules
   • The 60/40 Split Structure
5. 5.5 ⚖️ The Ultimate Retirement Vehicles Comparison
   • NPS vs. ELSS vs. PPF vs. Bank FD
6. 5.6 🧘‍♂️ Gyan: Vanaprastha – The Transition of Life
   • Peace of Mind & Spiritual Wealth