Financial Planning | Health Insurance Guide

Decisions that will protect your family's health & wealth

📅 Jan 8, 2026

📝 Topics Covered

  1. 1.0 🎥 Ultimate Health Insurance Video Guide
  2. 2.0 🌟 The 10 Golden Rules of Health Insurance
    • Separate Floaters for Parents, Sub-limits, Room Rent & Co-Pay
    • Waiting Periods, Zonal Rules & Restoration Benefits
    • Cashless vs. Reimbursement & Super Top-Ups
  3. 3.0 🔍 Case Study: HDFC Optima Secure
    • Restore Benefits, No-Rollback NCB, Zone 2 Rules & Premium Payment
  4. 4.0 🤕 Pre-Existing Diseases (PED) & Waiting Periods
    • IRDAI 48-Month Rule, Waiting Windows & Sum Assured Hikes
  5. 5.0 🧘‍♂️ Gyan: The Shield of Health
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