#Financial-Planning

Financial Planning | 01-Budgeting and Investment

Manage your money 💰 in a proper way

January 3, 2026

📝 Topics Covered

Basics of Budgeting (The 50-30-20 Rule)
Why Saving & Investing is Critical
How to Set SMART Financial Goals
Core Parameters of Investment (Safety, Liquidity, Returns)
Risk Management & Asset Allocation Strategies
Types of Investment Schemes Categorized by Risk

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#Financial-Planning #Investment #Saving #Finance

Financial Planning | 02-Learn rules of compounding

Create higher returns and beat inflation

January 4, 2026

📝 Topics Covered

Understanding Inflation & Purchasing Power
How to Beat Inflation
The Different Types of Interest (Simple, Compound, CAGR)
Legendary Rules of Compounding (Rule of 72, 114, 144, 70)

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#Financial-Planning #Investment #Saving #Finance

Financial Planning | 03-Avoid tax but don't Evade tax

Make proper tax planning and reduce taxable income

January 5, 2026

📝 Topics Covered

Basics of Tax Planning (Avoidance vs. Evasion)
Core Tax Formula (Income, Exemption, Deduction)
Tax Exemptions (Agriculture, LTCG)
Deep Dive: Standard & Major Deductions (Sec 80C, 80D, 80G, etc.)
HRA and Home Loan Interest Deductions

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#Financial-Planning #Investment #Saving #Tax #Tax-Planning #Finance

Financial Planning | 04-Various types of insurance

Safeguard to your family

January 6, 2026

📝 Topics Covered

Basics of Insurance (Transferring Risk)
Life Insurance Overview (Term, Endowment, ULIPs)
Medical & Accidental Insurance
How to Calculate Your Insurance Cover Amount
Hidden / Default Insurance (RuPay, Bank Cards)
PMJJBY & PMSBY Government Schemes Explained

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#Financial-Planning #Insurance #Finance

Financial Planning | 05-Retirement Planning

Plan early for a peaceful retirement

January 7, 2026

📝 Topics Covered

Getting Started with Retirement Planning
Deep Dive: National Pension Scheme (NPS)
NPS Rules, Asset Allocation, and Withdrawals
Comparing Returns: NPS vs. ELSS vs. PPF vs. FD

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#Financial-Planning #Retirement #NPS #Finance