Mutual Funds | 01-Introduction & MF vs Stocks

Core introduction to mutual funds and how they actually work

📅 Jan 11, 2026

📝 Topics Covered

  1. 1.1 💼 Introduction to Mutual Funds
    • What is a Mutual Fund?
    • Legal Framework & Trust Structure
  2. 1.2 🏗️ How a Mutual Fund is Set Up
    • The 5 Key Pillars (Sponsor, Trustee, AMC, RTA, Custodian)
    • The Structural flow of a Mutual Fund
  3. 1.3 ⚖️ Mutual Funds vs. Direct Stocks
    • The Comparative Matrix
  4. 1.4 🤔 Which Path Should You Choose?
    • Direct Stock Benefits & Mutual Fund Conveniences
  5. 1.5 📌 Key Checkpoints Before You Invest
    • Expense Ratios (Direct vs. Regular), Exit Loads, and Goal Matching
  6. 1.6 🧘‍♂️ Gyan: The Wisdom of the Collective
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Mutual Funds | 02-Types of Mutual Funds

Understand the different categories and risks of mutual funds

📅 Jan 12, 2026

📝 Topics Covered

  1. 2.1 🗂️ Broad Classification of Mutual Funds
    • Classification by Structure, Asset Class & Dividend Modes (IDCW)
  2. 2.2 🛡️ Active vs. Passive Fund Management
    • The Battle of Management Styles
  3. 2.3 📜 Deep Dive: Debt & Liquid Funds
    • Maturity Durations, G-Secs, and Credit Risk Slabs
    • The Debt Fund Yield Formula
  4. 2.4 🏛️ Gilt Funds, ELSS, and Exchange Traded Funds (ETFs)
    • Sovereign Guarantees vs. Duration Risk
    • Tax-saving under Section 80C
  5. 2.5 🆚 Direct Plans vs. Regular Plans
    • The Real Cost of Intermediaries
  6. 2.6 🧘‍♂️ Gyan: The Three Gunas of Asset Allocation
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Mutual Funds | 03-Taxation on Mutual Funds

Understand how Capital Gains (STCG & LTCG) are officially taxed

📅 Jan 13, 2026

📝 Topics Covered

  1. 3.1 💰 Capital Gains Demystified
    • What are Capital Gains?
    • Short-Term (STCG) vs. Long-Term (LTCG) Definitions
  2. 3.2 📈 Equity Mutual Funds Taxation
    • Holding Periods, Hiked Tax Slabs (2024 Budget Updates), and Intraday Rules
  3. 3.3 📜 Debt Mutual Funds Taxation
    • The Elimination of Indexation Benefits (Post-April 1, 2023 Rules)
  4. 3.4 ⚖️ Hybrid & Other Mutual Funds Taxation
    • The 35% - 65% Equity Slab Arbitrage
  5. 3.5 💸 Dividend / IDCW Payout Taxation & TDS
    • TDS thresholds and Slab Payouts
  6. 3.6 🧘‍♂️ Gyan: The Sanskriti of Social Offering
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